Property-backed income · wholesale investors
Australian Wholesale Mortgage Fund for Property Development Lending
All Roads Wholesale Fund provides eligible wholesale investors with exposure to Australian property development loans secured by registered first mortgages.
Loans secured by registered first mortgages over Australian property.
Secure Lending
$100k
Minimum Investment
70%
Max LVR
12 - 36
Months
First Mortgage
$100k
Minimum Investment
70%
Maximum Loan-to-value Ratio (LVR)
12-36
Typical Loan Terms (Months)
1st
Registered First Mortgage Security on Borrower's Property or Equivalent
HOW CAN WE HELP?
Whether you're investing, building or advising
All Roads Wholesale Fund brings investors and property developers together — supported by professional advisors — around secured, property-backed lending
A BETTER INVESTMENT CHOICE
01
Secured Income Focus
Investor capital is deployed into loans secured by registered first mortgages over Australian property.
02
Conservative Gearing
Loan-to-value ratios are capped at 70%, maintaining a meaningful borrower equity buffer.
Purpose-built for wholesale investors seeking secured property income
All Roads Wholesale Fund gives qualifying investors exposure to Australian property development lending, with each facility assessed on security, gearing, borrower strength and a clearly defined exit.
03
Defined investment horizon
Underlying loans are typically structured over 12-36 months, aligned to project milestones and exits and similarly matched to investor time frames.
04
Experienced Governance
Taxation, legal, accounting and development expertise supports due diligence and lending decisions.
05
Direct property exposure
Investors access property-backed lending without directly owning, developing or managing property.
06
Wholesale investor support
Investor capital is deployed into loans secured by registered first mortgages over Australian property.
OUR MORTGAGE FUNDS
A disciplined mortgage fund for Australian development lending
All Roads Wholesale Fund is structured for wholesale investors seeking exposure to secured mortgage lending. The Fund focuses on conservative property development finance, registered first mortgage security and transparent lending parameters.
Security type
Registered first mortgage over Australian property
Investor type
Wholesale and sophisticated investors only
Geography
Registered first mortgage over Australian property
Underlying assets
Residential, commercial and mixed-use development lending
Risk controls
Valuation, legal review, borrower assessment and ongoing monitoring
Documents
Information Memorandum and application materials emailed after registration
WHY ALL ROADS WHOLESALE FUND
1st
Registered first mortgage on every loan
Income built on security, governance and experience
All Roads Wholesale Fund is built for wholesale investors who want exposure to Australian property development without compromising on discipline.
-
Loans secured by registered first mortgages over property
-
Conservative lending parameters with a maximum 70% LVR
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A board combining taxation, legal and development expertise
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Rigorous due diligence on every project financed
DIRECTORS, LEADERSHIP & LENDING COMMITTEE
Our people
The Fund is led by a board that brings together taxation, accounting, commercial law and property development expertise.
David Palmer
Founder & Managing Director
David Palmer brings almost 40 years of experience in accounting, taxation, corporate finance, property and business advisory.
Chris Upton
Director & Legal Counsel
A barrister with a diverse practice in commercial and corporate matters, with deep experience across litigation and advisory work.
Tane Butterworth
Co - Founder
A seasoned entrepreneur and business strategist with more than 20 years of experience across construction, property development, technology, critical minerals and emerging investment opportunities.
Rich Codney
Foreign Investment Strategist
An experienced investment executive and entrepreneur with a proven track record across private markets, energy, commodities and strategic capital partnerships.
Bay Lovell-Jones
Director
An accomplished development and infrastructure executive with more than 15 years delivering complex construction and infrastructure projects.
Matthew Stephens
Ward Mining Group Managing Director
A Fellow of the Australian Institute of Geoscientists with more than 40 years of experience in resource evaluation, mining, exploration and technical due diligence.
PROFESSIONAL PARTNERS
Trusted associations
All Roads Wholesale Fund works alongside established professional partners across accounting, advisory and real estate.
Multiplace Pty Ltd
Accounting & Advisory
Blue Ink Advisory
Advisory
The Realty Agents
Real Estate
GET IN TOUCH
Speak with our investor relations team
Complete the form and a member of our team will be in contact. Key documents are emailed after registration so they are not presented for anonymous download.
Phone
(07) 3340 5155
Office
Important information
This website contains general information only and does not constitute financial product advice. It does not take into account your objectives, financial situation or needs. The information is intended for wholesale and sophisticated investors as defined in section 761G of the Corporations Act 2001 (Cth).
An investment in the Fund is subject to investment risk, including possible delays in repayment and loss of income or capital invested. Past performance is not a reliable indicator of future performance. Returns are not guaranteed.
Issued by All Roads Wholesale Fund Ltd (ACN 119 506 937, AFSL 305740) as trustee for All Roads Property Fund Unit Trust (ABN 44 530 857 013).