Target loan criteria
Does your project stack up?
To help you understand whether your project is a fit, here are some of the criteria our lending considers.
01
Property development
All forms of property development are considered, assessed on individual merit.
04
Up to 70% LVR
Conservative gearing that keeps a meaningful equity contribution in the project
02
Loan size from $100,000
Facilities sized to the project, structured around clear delivery milestones.
05
Registered first mortgage
Loans are secured by a registered first mortgage over the subject property or equivalent security.
03
Terms from 12 months
Flexible terms aligned to your development and exit timeline.
06
Australian projects
No geographic limit, with a focus on quality Australian development projects
Our approach
Finance from a lender that understands development
All Roads Wholesale Fund provides property development finance to developers across Australia, secured by a registered first mortgage. Our board brings together taxation, legal and development expertise, so projects are assessed commercially and structured to deliver.
Approval timeframes depend on the quality of the information provided about your project and any further detail required to complete our assessment — well-prepared submissions move faster.
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All forms of property development considered
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Commercial, merit-based assessment of each project
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Experienced board overseeing lending decisions
From $100k
Development loan facilities
How it works
From enquiry to settlement
A clear, structured lending process designed to give you certainty at each stage.
1
Submit your project
Share your project details, feasibility and supporting documents.
5
Settlement & drawdowns
Funds settle and progressive drawdowns support delivery.
2
Initial assessment
We review the project on its merits, gearing and risk profile.
3
Indicative terms
If it's a fit, we provide indicative terms for your consideration.
4
Due diligence
Valuation, security and final approval are completed.
OUR TEAM
Experience across the development lifecycle
Your project is assessed by a board combining taxation, legal and development delivery expertise.
David Palmer
Founder & Managing Director
David Palmer brings almost 40 years of experience in accounting, taxation, corporate finance, property and business advisory.
Director & Legal Counsel
Chris Upton
A barrister with a diverse practice in commercial and corporate matters, with deep experience across litigation and advisory work.
Bay Lovell-Jones
Director
With 15+ years delivering complex construction and infrastructure projects, Bay brings practical insight into development risk, delivery and value creation.
FINANCING FAQS
Frequently asked
What types of projects do you finance?
All Roads Wholesale Fund finances property development. The Fund considers all forms of property development across Australia, assessing each opportunity on its individual commercial merits.
What is your typical finance approval timeframe?
Approval timeframes depend on the quality of the information provided about the project and any further information required to complete our assessment. Well-prepared submissions move through our process more quickly.
What security do you generally require?
The Fund generally requires a registered first mortgage over the subject property, and may take other security types where appropriate.
What loan sizes and terms are available?
Loans typically start from $100,000, with terms generally from 12 months and a maximum loan-to-value ratio of 70%.
eNQUIRE NOW
Tell us about your project
Share a few details and a member of our lending team will be in touch to discuss your development financing.
Phone
(07) 3340 5155
Important information
Information on this page is general in nature and does not constitute an offer of finance or a commitment to lend. All applications are subject to assessment, due diligence, valuation and approval. Lending criteria, terms and conditions apply.
All Roads Wholesale Fund Ltd · ABN 31 119 506 937 · ACN 119 506 937